You pay those homeowner insurance premiums every month, and most of the time everything goes smoothly. No damage. No claims. No problem.
Then comes that big rainstorm. Thunder. Lightning. High winds. Hail. That big tree you’ve been worried about for months starts to sway. Next thing you know, a big limb crashes through the roof. It’s time to call your insurance company.
In this situation, your roofing professional can be your partner and best friend. An expert roofer can assess the damage, prepare and estimate and work with your insurance adjustor to make sure you get all the benefits your policy provides.
The first tip: After any storm, make sure you fully document all damage to your roof through pictures and videos. You should also note the local weather forecast, such as wind velocity, rainfall amounts or snow accumulation. These components are all an important part of proving the severity of the storm that caused the roof damage.
The next step in the claims process is to have the insurance adjustor come to your home and examine the roof. This is when it’s helpful to have your roofer on site. A professional roofer can explain their reasoning for the repair costs and describe in detail the work that must be done. Often, when a roofer’s opinion is provided, it makes the claims adjuster’s quote more accurate and fairer for the homeowner. It also helps the adjuster defend the estimate to his company, if needed.
Once your insurance company approves the adjuster’s quote, after reviewing all information provided, including the quote from your preferred roofing contractor, they will approve release of the funds. You will only be responsible for paying your deductible. Having a roofer involved from the beginning helps the process go smoothly and ensures the repair process starts sooner.
GO WITH GARRETT. KNOXVILLE’S HAAG-CERTIFIED ROOFING EXPERTS.
Need help getting your roof repair approved by your insurance company? Contact the roofing experts at Garrett Construction and Roofing. We are Haag-Certified roofing inspectors and will inspect your roof for FREE to determine whether it was installed properly. This inspection will also determine if the roofing product is failing prematurely due to manufacturing problems. This will allow you to rely on the product warranty for repair or replacement.
Make an appointment today with Garrett!